Home Insurance

Plus Home Insurance

Plus Home Insurance is a comprehensive package insurance product that makes it possible to insure your building, belongings and everyone in the household against 37 separate risks with just one policy.

Standard Coverage:

  • Fire, Lightening, Explosion
  • Flood or Inundation
  • Interior Water Leakage
  • Storm
  • Airplane Crashes
  • Land Vehicle Collisions
  • Landslides
  • Smoke
  • GLK.HH.KNH.Terror
  • Hail
  • Decoration
  • Glass Breaking (mirrors included)
  • Electrical Damage
  • Theft
  • Neighbor Liability
  • Liability toward Landlord/Tenant
  • Rental Loss of Tenant/Landlord
  • Home Moving Costs
  • Debris Removal Costs
  • Personal 3rd Party Liability
  • Personal Accidents - Death/Permanent Disability
  • Revaluation
  • Missing Insurance
  • Accidental breakage of audio-visual devices
  • Sompo Japan Insurance 24/7 Assistance

Optional Coverage:

  • Earthquakes
  • Sea Vessel Collision
  • Electronic Device Coverage
  • Legal Protection
  • Environmental Landscaping
  • Toppled Tree
  • Household Belongings in Process of Moving
  • Fuel Leakage
  • Food Spoilage due to Electrical Damage
  • Accidental Landslide
  • Boilers, Generators, Electricity, Motors
  • Emergency Medical Coverage insures the policyholder against a sudden life-threatening sickness, accident or injury that cannot be treated within 24 hours at a hospital emergency room.
  • Insuring guests' belongings.

This is insurance against all risks that might arise with respect to a houseguest's belongings.

For more information visit the branch nearest to you.

Plus Home Insurance is offered by Sompo Japan Sigorta A.Ş. Fibabanka A.Ş. is an agency of Sompo Japan Sigorta A.Ş.

Required Earthquake Insurance (DASK-Natural Disaster Insurance Agency)

With Required Earthquake Insurance (DASK), you can seek the security of the Natural Disaster Insurance Agency against material damages caused by possible fires, explosions or landslides resulting from an earthquake affecting the insured building and its foundation (stairway, elevator, roof and chimney damages included), up to the amount of the insurance.

Required Earthquake Insurance (DASK-Natural Disaster Insurance Agency) is required for:

  • Buildings that have been constructed as residential and that are registered with the land registry and are private property;
  • Independent parts as defined in Property Ownership Law No. 34;
  • Independent parts of these buildings that are used for commercial enterprises, offices and similar locations;
  • Residential buildings that were built by the public sector or were built using state loans in response to natural disasters.

For more information visit the branch nearest to you.

As the agency of Sompo Japan Sigorta A.Ş., Fibabanka A.Ş. draws up Required Earthquake Insurance (DASK) in the name and account of the Natural Disaster Insurance Agency.

Home Furniture Plan

Whether you are a house owner or a tenant, you can insure all of the furniture in your house against material damages and risks, choosing the plan you want. Your furniture will be covered for material damages within the scope of the plan you choose, without regard for their total insurance cost.

Product Features

  • This covers the furniture inside the house that belong to you as well as that of the members of your family or household and your employees (No valuable papers, documents, cash, checks, bills, credit cards, etc. are covered)
  • A 5% exemption/claim-sharing on the basis of the total furniture insurance cost will be applied in earthquake damage.
  • Damages that are a result of water flooding into the building from outside due to extraordinary rain conditions are covered.
  • Material damage sustained as a result of theft is covered. Pilferage and losing something are not covered.
  • All material damage to insured assets that results from smoke, steam or high temperatures due to fire, lightening or explosion (including natural gas explosions) is covered, up to the insurance cost.

Coverage

  • Fire, lightening, explosion
  • Strikes, lockouts, anarchy, civil uprisings
  • Actions of ill will
  • Terror
  • Smoke
  • Landslides
  • Snow weight
  • Interior Water Leakage
  • Land Vehicle Collisions
  • Airplane Crashes
  • Storm
  • Earthquake and volcano eruptions
  • Floods/Inundation
  • Theft
  • House painting by tenants

There are 4 different plan alternatives in the Home Furniture Plan encompassing TL 10,000 - 15,000 and TL 25,000.

Note: Coverage and limits may differ depending upon your policy.

Plus Home Insurance is offered by Sompo Japan Sigorta A.Ş. Fibabanka A.Ş. is an agency of Sompo Japan Sigorta A.Ş.

USEFUL LINKS