Auto Loans

Fee	Minimum Amount	Maximum Ratio	Definition
Auto Loan (0 KM) Interest Rate		3-12 months 5.02% 13-18 months 5.07% 19-24 months 5.10% 25-36 months 5.96% 37-48 months 5.71%	BITT and RUSF excluded.
Loan Allocation Fee		0.50%	Calculated over the loan amount. BITT excluded.
Real Estate Lien Fee	TRY 119,4		It is the fee amount collected per lien established. BITT excluded.
Insurance Amount	TRY 2087,29		The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate		115,4155%	Annual cost rate is the effective annual interest rate excluding insurance premium.
Auto Loan (Uninsured) Interest Rate		3-12 month 5,02% 13-18 month 5.07% 19-24 month 5.10% 25-36 month 4.96% 37-48 month 4.71%	BITT and RUSF excluded.
Loan Allocation Fee		0.5%	Calculated over the loan amount. BITT excluded.
Real Estate Lien Fee	TRY 119,4		It is the fee amount collected per lien established. BITT excluded.
Insurance Amount	TRY 2087.29		The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate		115,4155%	Annual cost rate is the effective annual interest rate excluding insurance premium.
Auto Loan (2nd hand) Interest Rate		3-12 month 4.97% 13-18 month 5.07% 19-24 month 5.20% 25-36 month 5.16%	BITT and RUSF excluded.
Loan Allocation Fee		0.50%	Calculated over the loan amount. BITT excluded.
Real Estate Lien Fee	TRY 119,4		It is the fee amount collected per lien established. BITT excluded.
Insurance Amount	TRY 2142,49		The insurance amount may vary according to credit amount, credit term and customer profile. Calculated over the 36-month term 10.000 TL amount.
Annual Total Cost Rate		121,8818%	Annual cost rate is the effective annual interest rate excluding insurance premium.